The crop insurance “late planting period” ends Sunday June 9 for rice, cotton and sorghum. In the case of rice and cotton, the “late planting period” is the 15-days following the “final planting date”. For sorghum, the “late planting period” is 25 days. During this time the decision can be made whether or not to take a prevented planting payment. Field conditions after the “final planting date” do not matter. In other words, a grower can decide to take a prevented planting payment anytime during the “late planting period”.
Once the decision has been made to take a prevented planting payment, the crop insurance agent should be notified within 72 hours. Using rice as an example, the crop insurance agent can be notified from May 25 to 72 hours after the end of the “late planting period” (June 9).
The intended crop can be planted anytime during the “late planting period”. However, the crop insurance guarantee will decrease one percent per day during the “late planting period” until planting is completed. At the end of the “late planting period” the insurance guarantee will be 50 or 55% of the original amount depending on the coverage level initially chosen.
On ground originally intended for rice, cotton, or sorghum, an alternative second crop such as soybeans could be planted instead. In this situation, a grower could take 35% of the intended crop’s prevented planting payment and then plant soybeans after the “late planting period” (June 9). Thirty-five (35) percent of the original premium will be due and the grower will be required to purchase insurance at the full premium rate for the alternate crop that is planted.
Prevented planting eligibility will be determined on a case-by-case basis. Growers considering prevented planting are encouraged to visit with their crop insurance agents as soon as possible following “final planting dates”.