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June 4: Crop Insurance “Late Planting Period” Ends for Cotton, North of I-40.
Author: Scott Stiles, Extension Economist

Arkansas has two (2) crop insurance “final planting dates” for cotton. U.S. Interstate 40 is generally considered the dividing line for these two zones. Counties north of I-40 have a “final planting date” of May 20 for cotton.

The fifteen (15) days following the “final planting date” are referred to as the “late planting period”. For counties north of I-40, the “late planting period” ends June 4. For the remaining counties in Arkansas (shown in blue in the map below), the “late planting period” ends June 9.

After the “final planting date”, the decision can then be made whether or not to take a prevented planting payment. Field conditions after the “final planting date” do not matter. In other words, a grower can decide to take a prevented planting payment anytime during the “late planting period”. For cotton, the “late planting period” is 15 days.

Once the decision has been made to take a prevented planting payment, the crop insurance agent should be notified within 72 hours. Using the northern tier (north of I-40) counties as an example, the crop insurance agent can be notified from May 20 to 72 hours after the end of the “late planting period” (June 4).

The intended crop can be planted anytime during the “late planting period”. However, the crop insurance guarantee will decrease one percent per day during the “late planting period” until planting is completed. At the end of the “late planting period” the insurance guarantee will be 50 or 55% of the original amount depending on the coverage level initially chosen.

On ground originally intended for cotton, soybeans (for example) could be planted. In this situation, a grower could take 35% of the cotton prevented planting payment and then plant soybeans after the “late planting period” (June 4). Thirty-five (35) percent of the original premium will be due and the grower will be required to purchase insurance at the full premium rate for the alternate crop that is planted.

Prevented planting eligibility will be determined on a case-by-case basis. Growers considering prevented planting are encouraged to visit with their crop insurance agents as soon as possible following “final planting dates”.

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